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Welcome to Credit Management Specialists (CMS).
CMS is not your typical credit repair company!
Having an average to below average credit score can cost you tens to hundreds of thousands of dollars in additional interest over the course of your lifetime. Dan calls this "wasted money". I'm sure you can find a better way to spend your money...
CMS is not your typical credit repair company!
Having an average to below average credit score can cost you tens to hundreds of thousands of dollars in additional interest over the course of your lifetime. Dan calls this "wasted money". I'm sure you can find a better way to spend your money...
Unlike MANY credit repair imposter's -- We're certified experts in Credit Scoring and Credit Restoration. Dan Beck is retained regularly as an Expert Witness in Credit Related Legal Matters.
The credit scoring process is VERY confusing and the components of credit scoring are unknown to most credit repair agencies -- This is apparent because they spend 100% of their time working on factors that contribute to only 35% of your credit score!
Don't fall victim to the credit repair agencies that ask you to pay a monthly fee -- Their agreements are almost always "open ended" and only address 35% of the items that make up your credit score. Leaving 65% "untouched" and "unchanged" these programs are designed to keep you in them long term...think about it: What's the incentive for them to get your credit cleaned up quickly?
Instead these "credit repair agencies" drag out the credit repair process and nickel and dime you for every penny they can take you for-- leaving you clueless and most of the time in the same position or barely better than when you started!
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Your Credit Score Affects Your Whole Financial Life!
A Low Credit Score Will Result in:
A Low Credit Score Will Result in:
- Higher Mortgage Payments : "If" you qualify for a Mortgage, more than likely you will pay between $1999.00-$3001.00 per year more in interest payments than somebody with Excellent credit. (That's $59,970.00 - $90,030.00-- Think about all the ways you could spend that wasted money.)
- Higher Auto Loan Payments -- Usually an average of $4175 more PER car! Think about how that can add up....that's $41,750.00 extra interest for 10 cars or 1 new car every 5 years for 50 years!
- Credit Cards - You won't qualify for a "prime" credit card with all the perks like airline miles and discount programs. You may qualify for a "sub-prime" credit card that will have HIGH fee's attached and high interest rates that make it seem like you pay your whole life and the balance does not go down!
- Job Opportunities: There are actually some jobs that require "good credit". With a bad credit history, you can pretty much "kiss" those opportunities and away!
- Insurance - Home and Auto Insurance Companies decide your rate based on your credit history and credit score -- (risk factor). Low credit scores typically equal higher premiums.
***The consumer Federation of America found that consumers could save $28 BILLION a YEAR in lower credit card finance charges if they improved their credit score by 30 points.***
Big Banks and Credit Card Companies stand to lose BILLIONS if too many consumers get their credit score's up!
The CMS Difference...
SEVERAL Credit Repair Agencies call themselves "Experts"...
How many of them will attest "under oath" to this?
How many of them will attest "under oath" to this?
Dan Beck is a Credit Expert that testifies under oath in Legal Matters regarding "Credit."
When you work with CMS you get a 100% Money-Back Guarantee -- that's unmatched by ANY other Credit repair company!
You're guaranteed RESULTS!! Where most other companies guarantee they'll work on your file...
(Which makes NO sense)...
CMS focuses on educating you first -- Credit Restoration comes along with the education process!
We understand that "life happens", if you're prepared and understand what to do -- your financial recovery will happen much FASTER and EASIER!
Empowering yourself with the proper knowledge can ensure you are a client with us ONCE -- saving you precious time and money!
"My mortgage broker just got back to me and let me know that I am sitting at 743! All I can say is thank you. After spending thousands over 12 months on a completely worthless “credit repair company”, I must admit I was skeptical. To see this kind of improvement this quickly caught me way off guard. I will be in contact soon to set up my wife in the program as well. Thanks again."
Kestrel, Grand Junction, CO
*Results not typical or guaranteed
*Results not typical or guaranteed
Are You A Candidate For CMS?
- Do you have less than a 720 credit score?
- Do you have any negative inaccurate or unverifiable items on your credit report?
- Are you looking to buy or refinance a home?
- Looking for a home to rent ?
- Buy a car?
- Change or obtain insurance?
- Getting divorced?
- Have a child going to college soon?
- Are you a Business Owner?
- Looking for a job?
- Have you been the victim of identity theft?
CALL TODAY and schedule your FREE Confidential Credit Consultation. ($197 Value).
Call me directly at: 970.302.5185
Call me directly at: 970.302.5185
Copyright 2010 DanBeckCreditRepair.com. All Rights Reserved. Disclaimer
"The Truth About Credit"
CLICK HERE TO GET IT NOW
CLICK HERE TO GET IT NOW
Credit In The News...
Is it time for change?
Monday, May 21, 2012
In the past few months many people are publicly taking the stance that the FICO scoring system needs to be changed. The claim is that adjustments need to be made to the existing formula to better reflect the current economic landscape. Most of these people think the system is outdated and should be changed to lessen the value that is placed on credit card balances compared to the limit on those cards and that an occasional late payment or a collection should not have as big of an impact as it currently does. They believe that if these changes were made that it would increase the average credit score of Americans which would then help the economy because more people would be able to qualify for things that they currently are unable to purchase.
All that sounds like a great idea but there are a few reasons as to why this is very flawed thinking.
Read the rest of the Article here
Monday, May 21, 2012
In the past few months many people are publicly taking the stance that the FICO scoring system needs to be changed. The claim is that adjustments need to be made to the existing formula to better reflect the current economic landscape. Most of these people think the system is outdated and should be changed to lessen the value that is placed on credit card balances compared to the limit on those cards and that an occasional late payment or a collection should not have as big of an impact as it currently does. They believe that if these changes were made that it would increase the average credit score of Americans which would then help the economy because more people would be able to qualify for things that they currently are unable to purchase.
All that sounds like a great idea but there are a few reasons as to why this is very flawed thinking.
Read the rest of the Article here
Call Now 970.302.5185