CMS has ONE goal in mind, and that goal is to educate you on the credit scoring process and teach you ways to improve your credit score, so you can understand "how to" improve your credit quickly and easily if you ever need this credit help again!
The credit scoring process is VERY confusing and the components of credit scoring are unknown to most credit repair agencies -- This is apparent because they spend 100% of their time working on factors that contribute to only 35% of your credit score!
Having an average to below average credit score can cost you tens to hundreds of thousands of dollars in additional interest over the course of your lifetime. Dan calls this "wasted money". I'm sure you can find a better way to spend your money...
Don't fall victim to the credit repair agencies that ask you to pay a monthly fee -- Their agreements are almost always "open ended" and only address 35% of the items that make up your credit score. Leaving 65% "untouched" and "unchanged".These programs are designed to keep you in them long term...think about it: What's the incentive for them to get your credit cleaned up quickly?
Instead these so called "credit repair agencies" drag out the credit repair process and nickel and dime you for every penny they can take you for-- leaving you clueless and most of the time in the same position or barely better than when you started!
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