Don't Get Ripped Off By A Credit Repair Company!
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Welcome to Credit Management Specialists (CMS).
CMS is not your typical credit repair company!
Having an average to below average credit score can cost you tens to hundreds of thousands of dollars in additional interest over the course of your lifetime. Dan calls this "wasted money". I'm sure you can find a better way to spend your money...
CMS is not your typical credit repair company!
Having an average to below average credit score can cost you tens to hundreds of thousands of dollars in additional interest over the course of your lifetime. Dan calls this "wasted money". I'm sure you can find a better way to spend your money...
Unlike MANY credit repair imposter's -- We're certified experts in Credit Scoring and Credit Restoration. Dan Beck is retained regularly as an Expert Witness in Credit Related Legal Matters.
The credit scoring process is VERY confusing and the components of credit scoring are unknown to most credit repair agencies -- This is apparent because they spend 100% of their time working on factors that contribute to only 35% of your credit score!
Don't fall victim to the credit repair agencies that ask you to pay a monthly fee -- Their agreements are almost always "open ended" and only address 35% of the items that make up your credit score. Leaving 65% "untouched" and "unchanged" these programs are designed to keep you in them long term...think about it: What's the incentive for them to get your credit cleaned up quickly?
Instead these "credit repair agencies" drag out the credit repair process and nickel and dime you for every penny they can take you for-- leaving you clueless and most of the time in the same position or barely better than when you started!
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Your Credit Score Affects Your Whole Financial Life!
A Low Credit Score Will Result in:
A Low Credit Score Will Result in:
- Higher Mortgage Payments : "If" you qualify for a Mortgage, more than likely you will pay between $1999.00-$3001.00 per year more in interest payments than somebody with Excellent credit. (That's $59,970.00 - $90,030.00-- Think about all the ways you could spend that wasted money.)
- Higher Auto Loan Payments -- Usually an average of $4175 more PER car! Think about how that can add up....that's $41,750.00 extra interest for 10 cars or 1 new car every 5 years for 50 years!
- Credit Cards - You won't qualify for a "prime" credit card with all the perks like airline miles and discount programs. You may qualify for a "sub-prime" credit card that will have HIGH fee's attached and high interest rates that make it seem like you pay your whole life and the balance does not go down!
- Job Opportunities: There are actually some jobs that require "good credit". With a bad credit history, you can pretty much "kiss" those opportunities and away!
- Insurance - Home and Auto Insurance Companies decide your rate based on your credit history and credit score -- (risk factor). Low credit scores typically equal higher premiums.
***The consumer Federation of America found that consumers could save $28 BILLION a YEAR in lower credit card finance charges if they improved their credit score by 30 points.***
Big Banks and Credit Card Companies stand to lose BILLIONS if too many consumers get their credit score's up!
The CMS Difference...
SEVERAL Credit Repair Agencies call themselves "Experts"...
How many of them will attest "under oath" to this?
How many of them will attest "under oath" to this?
Dan Beck is a Credit Expert that testifies under oath in Legal Matters regarding "Credit."
When you work with CMS you get a 100% Money-Back Guarantee -- that's unmatched by ANY other Credit repair company!
You're guaranteed RESULTS!! Where most other companies guarantee they'll work on your file...
(Which makes NO sense)...
CMS focuses on educating you first -- Credit Restoration comes along with the education process!
We understand that "life happens", if you're prepared and understand what to do -- your financial recovery will happen much FASTER and EASIER!
Empowering yourself with the proper knowledge can ensure you are a client with us ONCE -- saving you precious time and money!
"My mortgage broker just got back to me and let me know that I am sitting at 743! All I can say is thank you. After spending thousands over 12 months on a completely worthless “credit repair company”, I must admit I was skeptical. To see this kind of improvement this quickly caught me way off guard. I will be in contact soon to set up my wife in the program as well. Thanks again."
Kestrel, Grand Junction, CO
*Results not typical or guaranteed
*Results not typical or guaranteed
Are You A Candidate For CMS?
- Do you have less than a 720 credit score?
- Do you have any negative inaccurate or unverifiable items on your credit report?
- Are you looking to buy or refinance a home?
- Looking for a home to rent ?
- Buy a car?
- Change or obtain insurance?
- Getting divorced?
- Have a child going to college soon?
- Are you a Business Owner?
- Looking for a job?
- Have you been the victim of identity theft?
CALL TODAY and schedule your FREE Confidential Credit Consultation. ($197 Value).
Call me directly at: 970.302.5185
Call me directly at: 970.302.5185
Copyright 2010 DanBeckCreditRepair.com. All Rights Reserved. Disclaimer
"The Truth About Credit"
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CLICK HERE TO GET IT NOW
Credit In The News...
Your Credit Score-
Top 7 things you need to do before buying a house...
Thursday, January 12, 2012
When it comes time to purchase a house one of the things that mortgage companies are going to do is evaluate your credit report and credit score. Just having a score high enough to qualify should not be the goal so here are 7 easy steps that you can take to ensure you have no unwanted surprises. The sooner you can start on these the better!
1. Get a copy of your credit report. The best place to do this is www.annualcreditreport.com. This is a website that is set up where every consumer can obtain all three of their credit reports every 12 months for free from the 3 largest credit bureaus. This site will not give you a FICO score so I suggest that you pass on buying the score they offer to sell you as it is not the score a mortgage company will be using when the time comes.
2. Review the report. This should go without saying but just to be clear I will say it! Taking the time to order a report but then not looking it over will not do you any good! Make sure the information is accurate, some studies suggest as much as 80 to 90% of reports have errors on them, don’t assume it is accurate!
Read the rest of the Article here
Top 7 things you need to do before buying a house...
Thursday, January 12, 2012
When it comes time to purchase a house one of the things that mortgage companies are going to do is evaluate your credit report and credit score. Just having a score high enough to qualify should not be the goal so here are 7 easy steps that you can take to ensure you have no unwanted surprises. The sooner you can start on these the better!
1. Get a copy of your credit report. The best place to do this is www.annualcreditreport.com. This is a website that is set up where every consumer can obtain all three of their credit reports every 12 months for free from the 3 largest credit bureaus. This site will not give you a FICO score so I suggest that you pass on buying the score they offer to sell you as it is not the score a mortgage company will be using when the time comes.
2. Review the report. This should go without saying but just to be clear I will say it! Taking the time to order a report but then not looking it over will not do you any good! Make sure the information is accurate, some studies suggest as much as 80 to 90% of reports have errors on them, don’t assume it is accurate!
Read the rest of the Article here
Call Now 970.302.5185